Spliqo
Split expenses, settle fast.
A Splitwise-style shared-expense platform built for the Indian market. Create groups, split bills any way you like, track who owes whom, and settle up with real Razorpay payments — not just a running tally. Spliqo makes the math exact, collapses a group’s tangle of IOUs into the fewest possible payments, and lets people actually pay each other back inside the app.
Split modes
Real payments
Installable app
Real-time updates
Four ways to split a bill
Equal, percentage, exact amount or by shares — all computed in integer paise so no one is ever owed a fraction of a rupee.
Debt simplification
A greedy min-cash-flow algorithm reduces a group’s web of debts to the smallest number of payments needed to settle everyone up.
Real in-app settlements
Live Razorpay checkout with signature-verified webhooks — settling up is a real transaction, not a “mark as paid” button.
Everything shipped, module by module.
Recurring expenses
- Daily scheduled command
- Per-group recurrence rules
- No manual re-entry
Real-time notifications
- Laravel Reverb + Echo
- Per-user & per-group channels
- Nudge-a-friend reminders
Receipt OCR
- Tesseract text extraction
- Amount auto-detection
- Skip the manual typing
Spending analytics
- Monthly trend charts
- Category breakdowns
- CSV expense export
Installable PWA
- Service worker + offline page
- App shortcuts
- Full dark mode
Admin & Google login
- Activity log viewer
- Google OAuth login
- Email verification